Category: Finance

Free Legal Aid Drop-In Clinic for youth in Vancouver

The Child and Youth Legal Centre in Vancouver offers a Free Drop-In Clinic for young people under 19, providing one-on-one meetings with child and youth legal advocates who offer free legal information.

The Drop-In Clinic is every Wednesday from 1PM-4PM. Appointments are available both in-person at our office and via Zoom. The address is #102 – 1678 W. Broadway (near Broadway and Grandville).

For in-person appointments, you can either just drop in, or you can schedule a time by calling (778) 657 5544 or emailing cylc@scyofbc.org. For Zoom appointments, please contact our office to pre-book or call on the day during drop-in hours. Our advocates are here to help you confidentially navigate legal issues with understanding and support. 

Clark Bursary Award Program

OACAS is pleased to announce the reopening of the Clark Bursary Award and new eligibility criteria for 2024 applications. OACAS administers the Clark Bursary Award Program on behalf of the Ron and Nancy Clark Foundation.

Award applications will be accepted from July 15 until August 31. Applicants may be eligible to receive a $2,000 Clark Bursary Award, paid in one lump sum. 

All award decisions will be made on a first come first served basis for those youth who meet the eligibility criteria.

Eligibility Criteria

Applicants must:

  • Be 30 years of age or under at the time of application.
  • Be/have been in the care of an Ontario children’s aid society or an Indigenous Child and Family Well-Being Agency.
  • Be in, entering, or graduating from a post-secondary educational activity (trade, apprenticeship, or university or college program) OR
  • Be 18+ and completing secondary school credits through an adult learning centre or credit completion program.
  • Provide proof of educational activity (class schedule, transcript, graduation diploma, certificate, invoice, or other proof of an expense related to education, training, or certification). The activity must be current, planned for the next semester, or within the 12 months before submission.

Click here to register and apply. See here for more details.

If you have any question regarding the Clark Bursary Awards program, contact awards@oacas.org.

Please know that your information is collected and used for the sole purpose of administering the Clark Bursary program. If you’d like to withdraw your consent at any time or discuss how it is being used, contact awards@oacas.org.

Additional Financial Support

Youth in Care Tuition Bursary at Seneca College

On May 14, 2021, Seneca launched a tuition bursary that will pay tuition for current or former youth in extended society care who are pursuing their first postsecondary credential. In addition to financial support, interested youth can be matched with a Seneca staff member who will support them throughout their program and assist them in accessing resources such as mentoring, tutoring and academic advising.

Eligibility

There is no age cap for this bursary. The applicant must be a current or former youth in extended society care (Crown ward) or Customary Care (including Voluntary Youth Service Agreements), not adopted, who has been in the care of an Ontario Children’s Aid Society for a minimum of 12 months (consecutive or cumulative) as defined by the Child, Youth and Family Services Act (CYFSA) of Ontario. The applicant must also demonstrate financial need and must be applying for their first postsecondary credential.

Bursary Value

This bursary is valued at the total amount of tuition fees for any Seneca diploma, degree or certificate program. The bursary will be renewed each academic year until graduation, provided the recipient has fulfilled all program requirements (i.e. maintained a full-time course load, met the minimum grade requirements, etc.) and continues to demonstrate financial need.

What is a youth in extended society care?

A youth in extended society care (also referred to as a foster child or a Crown ward) is a youth who is placed in the care and custody of the Children’s Aid Society when it has been determined that they can no longer live with their birth parents, and that a better and less restrictive option (such as placing the child with relatives) is not available. The province accepts all rights and responsibilities for the youth until they turn 18, get married or are adopted.

When is the deadline for current or prospective students to apply for this bursary?

  • Sept. 20, 2024 for the Fall 2024 Term
  • Jan. 17, 2025 for the Winter 2025 Term

The criteria to apply are as follows:

  • must be a current or former youth in extended society care (Crown ward) or Customary Care (including Voluntary Youth Service Agreements), not adopted, who has been in care for a minimum of 12 months in the Ontario care system
  • must apply to Seneca through the Ontario College Application Service (OCAS) and receive an offer of admission before applying for the bursary (prospective students may contact Recruitment by email at YouthinCare@senecapolytechnic.ca to discuss program options)
  • must be pursuing first postsecondary credential
  • must be applying for full-time studies (at least 66 per cent course load) in a day program
  • must submit an Ontario Student Assistance Program (OSAP) application every academic year
  • must demonstrate financial need
  • must apply for the bursary prior to the start of studies (current students are welcome to apply for the upcoming semester)

Current Seneca students application can email YouthinCare@senecapolytechnic.ca to indicate your intent to apply for the bursary, and Judy Pattison, Student Recruitment Liaison Officer, will help you through the process.

Prospective students who are interested in the bursary must first apply to Seneca through OCAS and be accepted to a program before applying for the bursary (students may contact Recruitment by email at YouthinCare@senecapolytechnic.ca to discuss program options).

For more information, please check out: Youth in Care Tuition Bursary | Awards, Scholarships and Bursaries | Seneca Students (senecapolytechnic.ca).

Free Application for Indigenous Applicants at Red River College in June

Any application submitted at Red River College (RRC) between June 1 and June 30 will have the application fee waived for all First Nations, Métis and Inuit applicants. All programs and all intakes are eligible for only one free application. Additional applications will be subject to the normal fees.

Before applying, you should review the program admission requirements, as well as the program start date, location and fees. If you need any help you can contact our Indigenous Admissions Advisor (Weeshengaawin) or email indigenous.advisor@rrc.ca.

You will be able to apply online through an RRC Polytech account. You can work on your application over several sessions, upload required documents, view your final application and more. You can start your online application here, https://apply.rrc.ca/.

You can also apply in person at one of the Student Service Centres. You can check the locations of the centres here, https://www.rrc.ca/services/student-service-centres/.

RRC Polytech offers 150 programs. You can explore the different programs here, Results : RRC Polytech: Program Explorer.

New process for submitting payments for Manitoba student loans

The Governments of Canada and Manitoba have integrated some of the administration of their student loan programs. For Manitoba Student Aid (MSA) borrowers, this means that the loan disbursement and repayment of Manitoba student loans are now managed by the National Student Loans Service Centre (NSLSC). Students will continue to submit new student loan applications, requests for reassessments and appeals for funding to MSA as that part of the MSA program is not changing.

Please note that MSA is no longer accepting payments for Manitoba student loans. Please visit the NSLSC website to learn how you can continue repayment of your Manitoba Student Loan.

For further information, please check out the link here: Frequently Asked Questions about the Canada-Manitoba Integrated Student Loan.

B.C. Provincial Tuition Waiver Program Promotional Materials

As part of StudentAid BC’s expansion of the Provincial Tuition Waiver Program (PTWP) for former B.C. youth in care in 2023, they have shared a set of promotional materials to help increase awareness and access to the program.

The following promotional materials are now available:

✔️  8.5×11 inch poster for your office poster boards
✔️  Graphic for sharing on your social media channels
✔️  Digital sign for digital displays
✔️  YouTube video highlighting StudentAid BC programs for Former Youth in Care
✔️  Rack card to share with former children and youth in care you are connected with (sample below)

The poster, social media graphic and digital sign can be downloaded via the links above and are available on the Forms Library on the StudentAid BC website.

High quality versions of the poster and rack card are both available for order (free of charge). Complete this order form and submit by March 8, 2024, and the requested materials will be mailed to the addressee in Spring 2024.

Feel free to share this email and links with your networks to help former B.C. children and youth in care learn about and access the Provincial Tuition Waiver Program.

If you have any questions related to the above information, please contact tuitionwaiver@gov.bc.ca.

WoodGreen Rent Smart

On behalf of WoodGreen Community Services, we are excited to announce that we will be offering a winter session of Rent Smart starting in late February, 2024, co-facilitated by Will McCarty from our own Youth Housing Navigation and Subsidy Support Program, Stella Rose and Karen Hawes from our Financial Empowerment team and Karly Wilson, a housing lawyer and collaborator from the Don Valley Legal Community Services.

There are 6 modules in all, covered over the course of three sessions on topics designed to help young people identify and sustain housing in Toronto and the GTA. They are as follows:

1. Identifying and securing housing

2. What to look for in your search and how to view and inspect a unit

3. How to assess affordability

4. Considering types of housing (individual vs joint tenancies)

5. Types of agreements (standard leases vs subletting arrangements)

6. Landlord engagement – tips and tricks

7. Effective communication

8. Credit reports

9. Human rights and discrimination

10. The Residential Tenancies Act (RTA)

11. Rights, responsibilities and expectations under the RTA

12. Making a budget and filing taxes

13. What financial benefits are there to help?

14. Evictions and the Landlord Tenant Board

Please note that these sessions are open to all, regardless of age or background, but with a focus on youth aged 16-30 years old.

Those who complete all three sessions will receive a certification demonstrating their provincial tenancy knowledge. While participants are more than welcome to attend single sessions, all three must be completed in order to receive their certificate.

Please find the Information for These Sessions Below:

Time: Session Dates: Locations Details:

6:00PM – 8:00PM Wednesday February 21st Part 1 815 Danforth Ave – 1st floor

6:00PM – 8:00PM Wednesday February 28th Part 2 815 Danforth Ave – 1st floor

6:00PM – 8:00PM Wednesday March 6th Part 3 815 Danforth Ave – 1st floor

Attached you will find our flyer. If you have any questions regarding this training, please feel free to use the contact information on the flyer and we will respond as soon as possible.

Kind regards,

Erik

Apply for Education or Employment Help Through Youth Opportunity Fund 

The Youth Opportunity Fund is available to youth who were in permanent care in Canada or who are (or were) eligible for their provincial or territorial extended care program. You can receive funding for a wide range of supports that can help you accomplish educational or career related goals.  

Youth Opportunity Fund could help cover: 

  • Tutoring services  
  • Academic bridging programs 
  • Application fees for graduate programs 
  • And more! 

Eligibility requirements: 

  • Youth who were or are in permanent care in Canada 
  • Youth who were or are eligible for their provincial or territorial extended care program (e.g. Agreements with Young Adults, Continued Care and Support for Youth, Support & Financial Assistance Agreement) 

Learn about the National Transformation Project by watching the video below: 

If you are interested in learning more, contact Jasmine Yiweza at jyiweza@cafdn.org. 

Struggling to Keep Track of Your Finances? Try Making a Budget

A budget is a great way for you to organize your finances and plan for the future. It is important to know where your money is going, what your income is, and what your living expenses are. Though it does sound overwhelming, the outcome can be very positive. If you learn how to budget, you can learn how to save, which means you will have more opportunities to spend your money on the things most important to you. Budgeting doesn’t have to be scary, that’s why we’ve got great resources for you!

Let’s look at Government of Canada’s “Making a Budget” to learn why creating a budget is important:

A budget is a plan that helps you manage your money, know your income, track your spending, and save. Making a budget can help you balance your income with your savings and expenses and can guide your financial goals.

Here are some additional reasons why a budget is important:
  • You can set spending limits
  • Save regularly to pay off debts
  • Reduce costs and save money
  • Save for things important to you
  • Feel in control of your money
  • Reduce stress

These are the top free resources for Budgeting according to CNBC:

  • Try Mint for your mobile device (check out a beginner tutorial for Mint here)

Try the resources above to make a budget right for you. Google Sheets requires you to manually input your spending, but Mint does not. 

*The information above was sourced from Making a budget – Canada.ca and Best Free Budgeting Tools of 2022 (cnbc.com).